International Students Buying a Car in Ontario

by Sep 24, 2021Car buying, Car Lease0 comments

If you are an international student in Ontario and just looking to buy a car, here’s the right guide for you. It will be very continence for you to make trips to work, school, and grocery shopping if you have a vehicle, especially in Ontario. International Students Buying a Car in Ontario, Canada, you will need to deal with dealerships, banks, and insurance brokers, but it’s not as difficult as it first sounds.

Getting a vehicle may be easier than you think, as an international student in Canada, driving to class in style has never been so easier!

International Students Buying a Car

Steps for International Students buying a car in Ontario?

A driver’s license

If you are planning to purchase a vehicle, a valid Canadian driver’s license is mandatory. You may be able to exchange your old license for a new Canadian license, depending on where you moved from and how much driving experience you have. You can visit a Service Canada location and find out if your country has a reciprocal agreement to obtain a Canadian license.

If you cannot exchange your license, you will need to go through the regular process. In this case, you may be able to use your past driving experience as a credit by providing confirmation of your driving experience written by the Embassy and translated into English by a qualified translator. Then you will have to pass a vision test and a written knowledge test regarding the province’s rules. With less than 12 months of driving, you need to wait till you get 12 months of driving experience for your road test. If you already have over 12 months of driving, you can take a road test immediately.

An insurance policy

After you have your license ready, now you can get car insurance. Since a valid driver’s license is a requirement to qualify for auto insurance in Ontario. Without auto insurance, you will not be able to purchase a new vehicle in Canada.

With your driving license, you are ready to get car insurance by just providing some information to get your insurance.

A Social Insurance Number

If you need a student car loan, a SIN number will be required in order to purchase a vehicle. A Social Insurance Number is a unique 9-digit number that grants you access to get paid in Canada, or to receive a tax refund and government benefits.

It’s easy to apply for a SIN number for an international student in Service Canada via mail, online, or in-person in a Service Canada location. Check out what you need for Apply a Social Insurance Number.

Apply for a Student Car Loan

Once you have your SIN number and driver’s license ready, you may consider applying for a car loan. However, if you are a new resident, you will need your credit history in order to lease or finance a new vehicle. If you are lacking a credit history, having a down payment may help with securing an auto loan. In general, many dealerships guarantee car loans to students if a 60% down payment is presented. In addition, you will need your work or student permit, and make sure the terms of your loan do not exceed your permit’s expiry date. If you have an income in your tax record, it can also help to lower your interest rate as you are deemed less of a risk.

Vehicle registration

Vehicle registration is very simple for a new vehicle. In general, if you buying a new vehicle from a dealership, they will often file the vehicle registration for you.

While you buying a used vehicle, especially when you buy it from the owner, you must register it with the government to finalize your legal ownership of the vehicle that you have purchased.

At Carnex, we have a large selection of cars from EV, SUV, truck, or van. We have worked with thousands of international students to get their first cars. With plenty of vehicles to choose from and student car deals available, we can help to get your dream car!

Check out our latest deals and offers at now!

Learn more about the benefits of buying from Carnex. We believe that all clients deserve to know the good and bad of what they’re buying. Because we wanted to know these when we bought cars. That’s why at, we will proudly display every detail every step of the way. Browse all the best cars, automobile buying tips, auto insurance, young drivers, driving techniques, auto industry trends from Carnex Blog.

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Who is Carnex?

Carnex is an online EV dealer built for Canadians to buy and sell electric vehicles. Our mission is to provide Canadians with an alternative and transparent way to buy and sell used electric vehicles and to accelerate the transition to a sustainable green future. is Canada’s first e-commerce platform for used Electric Vehicles. Carnex is the leading Online Car Dealership in Ontario, with the company’s headquarters located in Toronto, Ontario.
Carnex is the fastest and cheapest way to buy a car online. We deliver to your door and collect your old car without extra charges. Buy Now-Pay Later Financing is available.

Why buy from Carnex?

Carnex is trusted by over 18 million buyers to find amazing discounts on used EVs and new EVs in their neighbourhood. Carnex specializes in electric vehicles, and we make the effort to make sure your EV purchase from us will be worry-free. Our skilled EV technicians perform a comprehensive diagnostic on all of our electric vehicles at Carnex because your satisfaction is very important to us. will help you find the best EV bargains among the listings across Canada, and we’ll provide you with the vehicle history and comprehensive reviews for each EV.

Why Choose Us

We choose to only sale quality and zero-accident used vehicles. We are so confident in our cars that we will shamelessly show you all the perfections and imperfections of the vehicle – from the Chasis pictures to chipped paint spots.

We also offer a 9-day no question asked return policy and an 100-day in house mechanical warranty to make your purchase risk-free.

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